Meet Leslie Sansone, Fitness Expert
Stress effects us all this time of year. We're busy with holiday plans and although it's fun, all of the extra activity does take a toll. Stress contributes to all diseases and rapidly ages us. But, we can fight back. There are healthy ways to manage stress; my favorite is to Walk It Away! (Check out our huge variety of in home walking programs.)
· Walking can put physical and mental distance between you and the stress causing environment.
· Walking will give you time away from the stress to clear your head.
Many people carry stress by tensing their muscles.
· Walking will unknot those muscles and put them to work.
· Walking will help you feel your body in motion, reconnect with yourself.
· Walking will help you wear off stress eating related calories.
· Walking will let you take time to work through problems and possible solutions.
· Walking will lower your blood pressure and your heart health risk which is increased by stress.
Meet Terri Peterson, Financial Expert
Clearview Federal Credit Union
PROTECT YOUR CREDIT RATING! click here to find out about how to get a free credit report.
Thinking of starting your own business? Here are some things to think about:
Know your break-even point
When you're starting out, you don't know you're break even point, but you need to take a guess. Make sure you have the capital up front to get you through until you can start making money. It's a very common mistake of new businesses.
Develop an annual budget
A lot of businesses don't figure out a budget. Big mistake! Developing a budget allows you to see what you what you have to work with throughout the year. It's bound to change but it allows you to see where you can cut back and will keep you goal oriented.
Keep detailed financial records
Sure it's a snooze! But financial records need to be organized and accessible. Ask for help from a CPA or find an online program that works for you!
Set up accounting system
Believe it or not, you can do it yourself. Your financial institution can help you with getting started with a system and you can take it from there!
Pay attention to taxes
We all dread tax time, but you need to plan ahead for this. This may be your business, but if this is new for you, ask for help! Planning ahead for tax season will make life much easier.
SEE VIDEO
Is starting your own business right for you?
CLICK HERE for some helpful advice before you get started.
CLICK HERE for guidelines to write your business plan.
As we get older we need a variety of financial information. How will you help the kids through college? How will you take care of your parents? How will you manage your own retirement? Click here to watch Jen's interview.
Are You Ready To Rennovate?
Click here to watch Jen interview Kathleen Rombach
Director - Real Estate at Clearview Federal Credit Union
about financial options for home improvement.
Meet Joan Guerin, Jen's Web Designer
Whether you're starting an online business, or adding an online component to an established business, take some time for these considerations:
Know Your Audience
Knowing your audience is critical in order to connect and communicate your message successfully.
Choose a Domain Name
Whether you choose a domain name for its descriptive keywords or a branded identity, keep in mind that most Internet users remember websites by their domain names, so keep it simple.
Find an ISP
There are many things to consider when you choose an Internet Service Provider (ISP) or web-hosting service. This article can help.
Stay Competitive
In the cyber-marketplace, you must be able to accept credit cards. Make sure your ISP can handle secure financial transactions and set up a merchant account with them. You can also set up a PayPal account to accept payments.
Plan and Create Your Website
You don't need to be a programmer to create a website. Site development software is commercially available and many web-hosting services offer turnkey design templates.
Spend some time surfing the web for ideas. Jot down why you like or dislike certain sites to determine the purpose of your site and what you want the user's experience to be.
Depending on the products or services you have to offer, your site may benefit by hiring a professional web design firm that offers graphic design, programming, photography and writing to assist you in building a strong online identity and a site that's easy to use.
Track Your Stats
Keep track of how many people are visiting your website, how they got ther and what keywords they've used to find it. This will help you to manage and refine your online presence and drive traffic to your website. Many web hosting and third-party services offer tracking capabilities.
Meet Steve Neubauer of Neubauer's Flowers.
Steve is an expert on floral gifts and decorations and home accessories.
Looking to spruce things up around the house? Find out about the latest decorating trends.
Click here to watch the interview and see the trends.

Meet Jane Livingston
She is a registered dietician with Highmark. We love to have Jane on the show, because she brings us fun, easy ways to work good nutrition into our busy lives.
Meet Atiya Abdelmalik. She is a Registered Nurse, and a Clinical Preventionist with Highmark Healthy High 5.
Click here to watch Atiya's hibernation-busters video.
Atiya lost 30 pounds recently by exercising and eating right. She was happy to share her activity and nutrition tips with us.

Meet Dr. Matt Masiello, Director of Community Health, Conemaugh Health System and creator of the Highmark Healthy High 5 HALT Bullying Prevention program.
Our friends at Highmark Healthy High 5 say bullying is a health crisis for children. They've gathered research that shows that the fear of being bullied keeps hundreds of thousands of children out of school each year. And, 77 percent of students say they are mentally, verbally, and/or physically bullied.
Find out more about the HALT program and other important information for families.
Watch Jen's interview with Dr. Masiello.
Watch Jen's interview with a victim.
Download, print and cut out these pages of conversation cards for a fun way to keep the lines of communication open in your family:
Page One | Page Two | Page Three | Page Four
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